The Little Book of Main Street Money provides money managing advice divided into 11 categories: Stocks, Bonds, Risk, Portfolios, Psychology, Costs, Taxes, Saving, Retirement, Housing and Family. Each "gem" describes a simple financial truth and what it means for your money. Some of the 21 items may be controversial, but all will be provably true, whether with statistics or logic. Taken together, they will offer a compelling guide to handling your finances. Clements includes an introduction and conclusion to wrap up his "gems" into a priceless investment package.
Let the Rebuilding Begin.
Chapter One: Our Finances Are Bigger than a Brokerage Account.
Chapter Two: We Can't Have It All.
Chapter Three: Money Can Buy Happiness--If We Spend It Carefully.
Chapter Four: Even the Best Investors Need to Be Great Savers.
Chapter Five: Time Is as Valuable as Money.
Chapter Six: No Investment Is Risk-Free.
Chapter Seven: Portfolio Performance: It's All in the Mix.
Chapter Eight: Stocks Are Worth Something.
Chapter Nine: To Add Wealth, We Need to Overcome the Subtractions.
Chapter Ten: Aiming for Average Is the Only Sure Way to Win.
Chapter Eleven: Wild Investments Can Tame Our Portfolios.
Chapter Twelve: Short-Term Results Matter to Long-Term Investors.
Chapter Thirteen: A Long Life Is a Big Risk.
Chapter Fourteen: Markets May Be Rational, but We Aren't.
Chapter Fifteen: Our Homes Are a Fine Investment that Won't Appreciate Much.
Chapter Sixteen: Paying off Debts Could Be Our Best Bond Investment.
Chapter Seventeen: Saving Taxes Can Cost Us Dearly.
Chapter Eighteen: A Tax Deferred Is Extra Money Made.
Chapter Nineteen: Insurance Won't Make Us Any Money--If We're Lucky.
Chapter Twenty: Even If We Have a Will, We May Not Get Our Way.
Chapter Twenty-One: Financial Success: It's About More than Money.
Wall Street? That Isn't So Far from Main Street.
Individual investors, financial advisors, money managers, portfolio managers.
Jonathan Clements spent 18 years at The Wall Street Journal, where he was the newspaper's award-winning personal-finance columnist. Jonathan is now director of financial guidance for myFi, a new Citigroup financial service geared toward ordinary investors, rolling out substantially in the 2nd quarter of 2009. Clements will be the public face of myFi. Prior to his tenure the Journal, he was with Forbes magazine. Jonathan has appeared on ABC's Good Morning America, CNBC, CNN, Fox News Channel, MSNBC, NBC's Today Show and Consuelo Mack WealthTrack and is an occasional guest on NPR.